Archive for the ‘Insurance’ Category
The best weapon
Nowadays, where we are experiencing economical crisis, saving is a must! And what we tend to do, is give up something just so we can cut down on our expenses, we cut down on our insurance policies. However, cutting down on our insurance policies may be a big mistake in the future, because accidents can happen anytime! Such accidents, involve road accidents that we should always be prepared for! And availing of a car insurance policy beforehand is the best weapon against it!
Getting a car insurance policy in mandatory to all car owners, this is a must have since this type of insurance protects motorists from other motorists as well. However it is not easy finding the best car insurance policy, just think about the hundreds of car insurance quotes out there! And unfortunately for you, most full car insurance policies are expensive, and experience tells us that expensive does not necessarily mean better. An effective way of looking for the best can insurance policies is through the internet, with just clicks of a button, car insurance quotes from the best car insurance companies are made available for you in just one website, making comparison easier and faster! With the best car insurance policy at the right price, you’ll have the best protection while driving!
Car Accident
My car has a cheap car insurance. In the parking lot of a big mall waiting for me as I did my shopping, I came out to find it heavily damaged with the front fender dangling on one side. It was clearly a hit-and-run case.
I am very lucky to have read the provisions of my policy and know the procedures of filing a valid car accident claim. So, calling my insurance carrier, I told them where I was, where the accident took place, requested to take note of the time and how my car looked. I also informed the operator of the mall who called for the local authorities. While waiting for the officers to arrive, I took pictures of my car with my mobile phone which is a requirement for filing a claim. Of course, the mall has security cameras installed but I didn’t take chances. With the pictures I took showing the extent of damage to my car, the police report and my grocery receipt which had the date and time in it, I went to my insurance carrier and filed my claim. Having a good coverage makes filing a claim uncomplicated and I got paid for repairs to a repair shop of my choice. Of course my coverages didn’t come cheap but in the long run it was cheap car insurance.